Retirement Plan Distributions The slideshow presentation that you would like to view is too large for your current screen resolution. Click here to view to view the slideshow at full resolution. Launch Presentation » Share | Related Content Women and Retirement Women must be ready to spend, on average, more years in retirement than men. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.